Poonawalla Credit Private Limited is (PCPL), a non-banking financial company, registered with the Reserve Bank of India. AnyDay Money is the android and ios based application.
This entire platform is technologically powered by AnyDay Fintech Private Limited, the fintech vertical of JetSynthesys Private Limited
NACH stands for National Automated Clearing House. The National Payments Corporation of India (NPCI) has implemented NACH for banks, NBFCs etc a web-based solution to facilitate inter-bank electronic transactions which are periodic in nature
For automated recovery of the sanctioned loan amount and interest on the due date, we need this mandate form signed by you to facilitate the total amount back into the PFPL bank account.
Transaction history of your loan and the relevant details will be available from Website and Mobile App
Yes of course. This can be done either through the Mobile App or Website. No additional charges for pre-paying loan.
At the outset, our suggestion would be that you maintain enough money in your bank account as we would send debit instruction to your bank on the repayment due date. In case NACH is bounced, we will levy penal charges for every bounce instance and you shall also be liable to pay interest on delayed payment.
AnyDay Salary is an unsecured loan offering provided to salaried individuals to tide over their mid-month planned and un-planned financial needs. This loan shall be recovered from your salary. The borrower has the option to repay the loan either in one shot or in up to 6 Equated Monthly Instalments (EMIs).
This loan is provided in easy and simple steps, either through our Website or our Mobile App.
To apply for the AnyDay Salary loan, you must be
You can borrow from INR 10,000/- up to INR 2,00,000/- (subject to a maximum of up to 3 times of your net take home monthly salary)
AnyDay Salary loan can be repaid in one shot (i.e. for less than 30 days) or maximum up to a period of 365 days (max twelve EMIs)
Simply visit www.anydaymoney.com (or download mobile App – ANYDAY MONEY) to apply for the AnyDay Salary.
Application process is as follows
The following documents are required:
Please note that none of the images of these above documents should be blurred. Bank statements are best uploaded in pdf format
As you start uploading the documents, we will compress the file sizes so that you don’t have to wait to upload your documents. However, if any problem persists you could email the required documents to email@example.com or call us on +91 74477 99942 for assistance.
No guarantors are required for obtaining AnyDay Salary.
Interest is charged INR 6.67 per day on a loan of INR 10,000/- borrowed. This translates into less than 0.07% per day of the loan amount.
|Product||Processing Fee #|
|AnyDay Salary||2% of Loan Amount|
|Stamp Duty||0.1% of the loan amount or INR 100/- whichever is higher|
|Late Payment Fee||3% per month on the amount due or INR 500 whichever is higher|
# All charges will attract the prevailing GST rate except Stamp Duty payable on the loan agreement
Details of your bank account where the salary is being deposited is important for us to validate your salary data and will also help us disburse the loan amount into this account.
As per the Notification on Loan EMI Moratorium issued by the Reserve Bank of India on March 27, 2020, vide notification number DOR.No.BP.BC.47/21.04.048/2019-20 , if you wish to to apply for a Moratorium on your loan EMIs, kindly send an email to firstname.lastname@example.org with the subject as “Request for Loan Moratorium” and mentioning your Name and Loan Id.